Sample Resume 1

Name
Address                                                     Home:  (xxx) xxx-xxxx
City, ask State Zip                                             Work:  (xxx) xxx-xxxx

Qualifications   Extensive experience in banking, commercial lending, and financial/credit analysis.  Skills include maintaining strong client relationships, business development, loan management, credit analysis, verbal and written presentations, tadalafil and microcomputer proficiency.

Experience
Company Name – City, State                                        1991 to Present
Relationship Manager, Corporate Banking               1995 to Present
Assistant Vice President, Corporate Banking                1993 to 1994
Credit Administration Officer                                              1991 to 1993

  • Manage customer relationships with credit commitments exceeding $80 Million.  Services include cash management, investments, international banking, leasing, and trust products.
  • Develop new business banking relationships with loan commitments in excess of $15 Million, during the last 24 months.
  • Prepare complex credit analysis including projection modeling on both existing and prospective customer’s credit needs.
  • Present written reports detailing the financial position and cash flow of the client, potential risks, collateral position, strengths, and weaknesses.  Recommendations for credit structure, risk rating, pricing, and credit approval.
  • Partners for the Future Mentor, Exceptional Achievement Award Program recipient.

Major Bank, City, State                                         1986 to 1991
Loan Analyst

  • Evaluate client credit strengths and weaknesses for a loan portfolio in excess of $350 Million with over 50 borrowing relationships.
  • Perform field reviews of both new and existing borrowers to assess financial condition and analyze supporting collateral.
  • Submit written audit reports to portfolio committee which include recommendations and:
  • Historical and Projected Financial Analysis,
  • Projected Cash Flow Analysis,
  • Profitability Analysis,
  • Collateral Analysis, and
  • Review of Legal Documents and Security Agreements.
  • Assist in liquidation of four accounts with total funds employed of $15 Million without loss on current assigned collateral.
  • Demonstrate working knowledge of financial structure and legal documentation of corporate lending transactions.
  • Understand international sales/receivables, including letters of credit and related documentation.

Company Name, City, State                                    1985 to 1996
Financing Specialist

  • Prepare business plans, including financing proposals, debt structure, SBA financing, and management consulting.
  • Distribute MAPS software, including sales, support, and training seminars for commercial lending and credit personnel.
  • Implement commercial lending services, including loan policy, forms procedures, credit analysis, collateral evaluation, and management reports.

Company Name, City, State                                   1983 to 1985
Commercial Lending Officer

  • Management of commercial loan relationships up to $1 Million.
  • Market all banking products, including discount brokerage, business account analysis, and cash management services.
  • Bank Security Officer.

Company Name, City, State                                   1981 to 1982
Auditor

  • Conduct bank examinations and perform loan reviews.

Education

Name of College, City, State

  • Bachelor of Business Administration, May 1981.
  • Major in Finance with Accounting emphasis. 
    Name of College, City , State
  • Successfully completed post-graduate business courses.

Affiliations

  • President and former Treasurer/Trustee, Church
  • Manager, Town Little League Baseball
  • Finance Commissioner, Town